Is it still possible to take out Schengen health insurance after entering Europe?

Are you already staying in the Schengen area, and have you had either no health insurance or a different type of coverage since your arrival in Europe, but now wish to insure the remainder of your stay with a Schengen health insurance policy? This is possible with our Schengen health insurance plans that offer unlimited coverage. Depending on how long you have already been in the Schengen area, the following regulations apply regarding the commencement of insurance coverage:

• If you take out Schengen health insurance within the first 31 days after entering Europe, coverage begins immediately.
• If you take out Schengen health insurance more than 31 days after entering Europe, a 31-day waiting period (without benefits) applies. Consequently, coverage under our Schengen health insurance will only become effective after these 31 days have passed.
• In any case, coverage is only provided for new incidents (illnesses, injuries, dental problems) that occur after the commencement of our Schengen health insurance. Any pre-existing incidents or conditions that occurred prior to this date are excluded from coverage.

It is therefore always recommended to take out Schengen health insurance before entering Europe, with coverage beginning on the day of entry. Subsequent enrollment is possible under the conditions mentioned above.

It is therefore highly advisable to arrange your Schengen health insurance prior to arrival in Europe, effective from your date of entry. Subsequent policy inception is permitted subject to the aforementioned conditions.

Would you like a consultation regarding the subsequent purchase of Schengen insurance? Please

Request advise on post-entry Schengen health insurance