Are you preparing for a stay in Europe and need health insurance for the Schengen Area? Or have you already entered the Schengen Area and wish to insure the remainder of your stay? Our Schengen health insurance plans are suitable for any stay in Schengen countries for any reason, and are valid with or without a Schengen visa. Coverage is available for individuals traveling to Germany or Austria from abroad and staying there or anywhere else within the Schengen Area. You will benefit from personal advice provided by certified specialists in health insurance for stays abroad.
All Schengen health insurance plans are suitable for applying for a Schengen visa and always provide the required insurance coverage:
Schengen insurance plans are suitable for all travel purposes: private visits, university study in Europe, vocational training in a Schengen country, research assignments, scholarships or au pair stays, business trips, or employment as an employee in Europe.
Schengen health insurance with unlimited coverage offers the best possible insurance protection for foreign guests and can be taken out for any period from a few days up to 5 years.
You can extend your Schengen health insurance coverage with accident, liability, and baggage insurance, which will be automatically offered to you. To cover cancellation costs, such as for flights, we offer trip cancellation insurance that includes coverage in the event of a Schengen visa refusal.
Directly to the Schengen health insurance with unlimited coverage
Our Schengen health insurance provides comprehensive coverage for guests from around the world entering Germany or Austria and staying temporarily throughout the Schengen Area, covering medical and emergency treatments for illness, accident, dental pain, or pregnancy:
The Schengen health insurance can be purchased at any time prior to entry into Europe. For plans with unlimited coverage, purchase is also possible after entry has already occurred. You will receive the insurance certificate in both German and English, including the necessary documentation for submission to the embassy or consulate when applying for a Schengen visa. All Schengen health insurance plans can be booked whether or not a Schengen visa is required.
When booking your Schengen health insurance, additional options such as accident, personal liability, and baggage insurance are offered and can be added upon request.
Would you like a personal consultation or do you require further information regarding our Schengen health insurance plans? Then please feel free to
If you are unsure how long your trip to Europe will last, please take out Schengen area health insurance for the maximum duration you consider possible. You are not taking a risk because, if you depart Europe early, you can terminate the contract prematurely. To do so, please send us your flight confirmation of departure. Any insurance premiums already paid for the remaining period will be refunded to you.
(1) The Schengen health insurance can be taken out by yourself as the policyholder and the insured person. In this case, please provide your address in your country of residence. You can complete the insurance for all persons traveling with you in a single booking. (2) Furthermore, the insurance can be taken out by inviting parties in Europe. In this case, the person inviting you is the policyholder and the travelers are the insured persons.
If your period of stay in Europe changes (shifts, extends, or shortens) after you have taken out the Schengen health insurance, we can adjust your policy to the new travel dates. In this case, please contact us so that we can rebook your insurance contract for the new period of stay in Europe. Should your trip to Europe be cancelled entirely, any insurance premiums already paid will be refunded to you.